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How to apply for a loan?

You can apply for a loan online, over the phone, by email or in the office. You can also make a loan application through CU Online and the Dundalk Credit Union app.

We aim to provide a response to loan applications on the same day. However, some applications may take longer. If you are not a member of Dundalk Credit Union, you can become a member and apply for a loan on the same day.

If you are considering a loan and would like to find out how much you could borrow, check out our easy to use Loan Calculator to work out a loan term and repayment that suits your budget.

Loan Calculator

Personal Loan


Our loans can be used for a wide range of purposes

  • Home improvements or repairs –  You can use a personal loan to finance home renovations or repairs, such as fixing a leaky roof or installing a new kitchen.
  • Debt consolidation – If you have multiple monthly outgoings with high interest rates, you can use a Switch & Save Loan to consolidate those debts into a single, more manageable monthly payment.
  • Emergency expenses – If you have unexpected expenses, such as a medical bill or car repair, a personal loan can help you cover those costs.
  • Big purchases –  You can use a personal loan to make a big purchase, such as a new car or computer.
  • Education expenses – If you or a family member is pursuing higher education, you can use a special rate Education Loan to pay for tuition, books, and other related expenses.
  • Wedding expenses – If you are planning a wedding, a personal loan can help you cover the costs of the venue, catering, and other expenses.


  • No hidden fees
  • No penalty for early loan repayment
  • Online access to your account 24/7 with our Mobile Banking App CU Online
  • You can become a member and apply for a loan on the same day
  • Loans and savings are insured at no extra cost (T&Cs apply)
  • Check out our Loan Calculator for an amount and term that suits your budget.

Loan Calculator

Additional benefits?

Competitive Interest Rates

Personalised service – Our friendly and experienced team will provide you with guide you through the loan application process.

Loan Calculator

It’s important to note that the specific purposes for which you can use a personal loan may vary depending on the terms of the loan. It’s always a good idea to read the loan documents carefully and ask any questions you may have before applying for a personal loan.

Dundalk Credit Union Ltd. is regulated by the Central Bank of Ireland.