Why Choose Us
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About Us
Dundalk Credit Union is a member-owned financial cooperative that provides a range of financial services across its wider community. Established in 1968, Dundalk Credit Union is today one of the largest Credit Unions in Ireland with assets approaching €500m and close to 70,000 members. Its core purpose is to deliver financial independence, wellbeing and opportunity for people and families and to support the development of a stronger, more sustainable community and economy in the region.
We are very proud of the strong partnerships and relationships we have developed over the last 58 years. Partnerships and alliances include community/development groups, sporting organisations, charities, DkIT and schools, businesses and support agencies. In 2017, a dedicated Dundalk Credit Union Community Support Fund was officially set up to coordinate a sponsorship and donation programme that directly benefits our wider community. In 2025 alone, over €500,000 was distributed to local community organisations across Louth and Monaghan, all helping to improve and enrich the lives of our community members and the region we serve.
Our History
1968
1969
1973
1975
2007
2018
First Day
Inaugural meeting held & Dundalk Credit Union opened its doors to the public at 15 Clanbrassil Street. Over 200 members joined.
Full Time
Full time opening with 2 employed staff – Bredge Whyte & Mary Rice
Move to Market St
Dundalk Credit Union moved to a new premises on Market Street, Dundalk. Staff numbers on the counter increased to four.
Extension to Market Street
Two residential properties were purchased beside the Credit Union building on Market Street. The offices were extended to double their original size.
Official Opening
Fr Donnelly officially opened Dundalk Credit Union’s Market Street premises, with Mr George Babington as member No.1 first across the threshold.
A Computer Age
A Nixdorf computer is installed to replace manual records. Mr Maurice O’Grady, MD Nixdorf Computers Ltd., is pictured with Board Members Mr George Arthur and Mr. Sean McDonald.
ATM installed
May 2007 saw the arrival of our first external street ATM.
Creative Spark Sponsorship
In 2010, Dundalk Credit Union was the sponsor of Creative Spark’s Community Hub, that relationship continues to this day.
Community Partnerships in Sport
Dundalk Credit Union announced two community partnerships with Louth GAA and Dundalk FC. Those partnerships have grown and are still in place to this date.
Community Support Fund Launch
In 2017 Dundalk Credit Union officially launched its Community Support Fund. This fund would see community organisations, voluntary groups and support organisations benefit from donations and sponsorship from Dundalk Credit Union. The support fund grows year on year and forms a cornerstone of our promise to support our community.
Celebrating 50th Anniversary
Dundalk Credit Union marked its 50th anniversary throughout 2018 with a full programme of events to mark and celebrate being part of Dundalk and its wider community for half a century.
Louth Business Award Winner
Dundalk Credit Union was recognised for its contribution to the community in 2018 when it received Outstanding Community Impact Award at Louth Business Awards 2018 presented by Dundalk Chamber of Commerce.
Cuchullain Credit Union joins Dundalk Credit Union
On 21st July, Cuchullain Credit Union’s members formally transferred to Dundalk Credit Union, marking one of the largest transfers of engagement in the credit union sector’s history.
Launch of our Sustainable Energy Community
Dundalk Credit Union launched its Sustainable Energy Community (SEC) initiative from its newly acquired Houston’s building, bringing together local partners to support energy efficiency, reduce carbon emissions, and promote renewable energy.
Historic Merger with Carrickmacross Credit Union
Members of Dundalk and Carrickmacross Credit Unions voted unanimously in favour of the merger at SGMs held in June 2024. The merger was completed in July 2024, marking a significant step forward for both Credit Unions and for the credit union sector.
With a combined asset size of €450 million and a membership base of over 65,000, this merger positions the new credit union as one of the largest in the country.
Minister Neale Richmond Visits the Credit Union to Celebrate Community and Collaboration
The Credit Union welcomed Neale Richmond TD to its offices for a community focused event. The visit highlighted the strength of local partnerships in sport, education and community development, and demonstrated the Credit Union’s continued growth following its merger with Carrickmacross Credit Union, reinforcing its commitment to supporting members and the wider North East community.
Dundalk Credit Union Supporting Women in STEM
Dundalk Credit Union launched its inaugural Female in STEM Scholarship in partnership with Dundalk Institute of Technology, awarding student Grace Marron an annual scholarship to support her studies.
The scholarship recognises academic excellence, innovation and commitment to STEM, while promoting greater female participation in engineering and supporting the next generation of talent in the region.
Reopening of Foresters' Hall
The Credit Union completed the restoration of Foresters’ Hall, reopening the historic building as a revitalised space for community use, with the official reopening led by Robert Troy TD, Minister of State for Financial Services, Credit Unions and Insurance.
The project included a year-long historical research initiative in collaboration with DKIT, celebrating the hall’s heritage while ensuring it continues to serve as a vital community space for meetings, events, and local activities for years to come.
What We Offer
Dundalk Credit Union offers a lifetime of support and community for its members. We are here for all your lifetime milestones, going to college, starting your first job, your new car, your first home, that once in a lifetime holiday, those retirement plans. What ever you have in mind, we are here when you are ready.
Why Join Dundalk Credit Union?
- Low Cost Loans
- Online Access, Mobile Banking & EFT
- No Charges on Transactions
- Competitive Dividend Rate on Savings
- Monthly Members Car & Cash Draw
Our Difference
Dundalk Credit Union measures success on the well-being of our members and our community. Our goal is to create a positive member experience and to have a lasting and real impact on the local community. This way of doing business differentiates us from traditional financial institutions.
Dundalk Credit Union reinvests its surplus into the community through dividends and sponsorship. Dundalk Credit Union is a co-operative owned by its members. Each member has the right to vote on matters that affect Dundalk Credit Union. We listen and respond to our members.
What Our Members Say
We listen to what you tell us, and work hard to offer what you need.
Friendly, discrete and professional staff. Helpful and approachable.
Julie
Have been a member since my parents opened an account for me as a girl. Saving is a great habit to get into and there has always been a friendly, community feel in Dundalk CU. It is there for that something special you deserve at a repayment you can manage.
Theresa
Very good place for saving and getting loans at very cheap rates.
Matthew
Great Credit Union, staff are very friendly and helpful.
Pauline
Easy to talk to and very quick with approving my loan.
Martin
Stalwart of Dundalk's finance sector. They're of the people, for the people.
Mr. O’Neill
Very understanding and helping.

