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About Us

Dundalk Credit Union is a member-owned financial cooperative that provides a range of financial services across its wider community. Established in 1968, Dundalk Credit Union is today one of the largest Credit Unions in Ireland with assets approaching €500m and close to 70,000 members. Its core purpose is to deliver financial independence, wellbeing and opportunity for people and families and to support the development of a stronger, more sustainable community and economy in the region.

We are very proud of the strong partnerships and relationships we have developed over the last 58 years. Partnerships and alliances include community/development groups, sporting organisations, charities, DkIT and schools, businesses and support agencies. In 2017, a dedicated Dundalk Credit Union Community Support Fund was officially set up to coordinate a sponsorship and donation programme that directly benefits our wider community. In 2025 alone, over €500,000 was distributed to local community organisations across Louth and Monaghan, all helping to improve and enrich the lives of our community members and the region we serve.

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Our History

Work hours
March 26
1968
Online membership application
September 1
1969
History ICO
March 1
1973
New Offices ICO
1974
Timeline ICO
May 2
1975
Computer ICO
1980
Credit Card ICO
May
2007
Plant ICO
2010
Award ICO
2017
Community ICO
2017
50 History Ico
2018
Award ICO
October
2018
New Offices ICO
July 2020
Plant ICO
February 2024
Partnership ICO
Summer 2024
Community ICO
September 2024
Computer ICO
October 2024
Timeline ICO
November 2025
Dundalk Credit Union Holds its Inaugural Meeting

First Day

Inaugural meeting held & Dundalk Credit Union opened its doors to the public at 15 Clanbrassil Street. Over 200 members joined.

History of CU

Full Time

Full time opening with 2 employed staff – Bredge Whyte & Mary Rice

History of DCU

Move to Market St

Dundalk Credit Union moved to a new premises on Market Street, Dundalk. Staff numbers on the counter increased to four.

Old office

Extension to Market Street

Two residential properties were purchased beside the Credit Union building on Market Street. The offices were extended to double their original size.

George Babington

Official Opening

Fr Donnelly officially opened Dundalk Credit Union’s Market Street premises, with Mr George Babington as member No.1 first across the threshold.

History and computers in offices

A Computer Age

A Nixdorf computer is installed to replace manual records.  Mr Maurice O’Grady, MD Nixdorf Computers Ltd., is pictured with Board Members Mr George Arthur and Mr. Sean McDonald.

ATM in Dundalk

ATM installed

May 2007 saw the arrival of our first external street ATM.

2010 Part sponsors of Creative Spark Community Hub

Creative Spark Sponsorship

In 2010, Dundalk Credit Union was the sponsor of Creative Spark’s Community Hub, that relationship continues to this day.

DFC LGAA logos

Community Partnerships in Sport

Dundalk Credit Union announced two community partnerships with Louth GAA and Dundalk FC.  Those partnerships have grown and are still in place to this date.

Links Local Network Support

Community Support Fund Launch

In 2017 Dundalk Credit Union officially launched its Community Support Fund.  This fund would see community organisations, voluntary groups and support organisations benefit from donations and sponsorship from Dundalk Credit Union.  The support fund grows year on year and forms a cornerstone of our promise to support our community.

Dundalk Credit Union marked its 50th anniversary

Celebrating 50th Anniversary

Dundalk Credit Union marked its 50th anniversary throughout 2018 with a full programme of events to mark and celebrate being part of Dundalk and its wider community for half a century.

Louth Business Award Winner

Louth Business Award Winner

Dundalk Credit Union was recognised for its contribution to the community in 2018 when it received Outstanding Community Impact Award at Louth Business Awards 2018 presented by Dundalk Chamber of Commerce.

Transfer of Engagement with Cuchullain Credit Union

Cuchullain Credit Union joins Dundalk Credit Union

On 21st July, Cuchullain Credit Union’s members formally transferred to Dundalk Credit Union, marking one of the largest transfers of engagement in the credit union sector’s history.

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Launch of our Sustainable Energy Community

Dundalk Credit Union launched its Sustainable Energy Community (SEC) initiative from its newly acquired Houston’s building, bringing together local partners to support energy efficiency, reduce carbon emissions, and promote renewable energy.

New Project (100)

Historic Merger with Carrickmacross Credit Union

Members of Dundalk and Carrickmacross Credit Unions voted unanimously in favour of the merger at SGMs held in June 2024. The merger was completed in July 2024, marking a significant step forward for both Credit Unions and for the credit union sector.

With a combined asset size of €450 million and a membership base of over 65,000, this merger positions the new credit union as one of the largest in the country.

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Minister Neale Richmond Visits the Credit Union to Celebrate Community and Collaboration

The Credit Union welcomed Neale Richmond TD to its offices for a community focused event. The visit highlighted the strength of local partnerships in sport, education and community development, and demonstrated the Credit Union’s continued growth following its merger with Carrickmacross Credit Union, reinforcing its commitment to supporting members and the wider North East community.

New Project - 2024-10-29T104218.574

Dundalk Credit Union Supporting Women in STEM

Dundalk Credit Union launched its inaugural Female in STEM Scholarship in partnership with Dundalk Institute of Technology, awarding student Grace Marron an annual scholarship to support her studies.

The scholarship recognises academic excellence, innovation and commitment to STEM, while promoting greater female participation in engineering and supporting the next generation of talent in the region.

Dundalk Credit Union - Forresters Hall Grand Openning - 13.11.25 - Photo Credit- Richard Naylor_9

Reopening of Foresters' Hall

The Credit Union completed the restoration of Foresters’ Hall, reopening the historic building as a revitalised space for community use, with the official reopening led by Robert Troy TD, Minister of State for Financial Services, Credit Unions and Insurance.

The project included a year-long historical research initiative in collaboration with DKIT, celebrating the hall’s heritage while ensuring it continues to serve as a vital community space for meetings, events, and local activities for years to come.

What We Offer

Dundalk Credit Union offers a lifetime of support and community for its members. We are here for all your lifetime milestones, going to college, starting your first job, your new car, your first home, that once in a lifetime holiday, those retirement plans. What ever you have in mind, we are here when you are ready.

Why Join Dundalk Credit Union?

  • Low Cost Loans
  • Online Access, Mobile Banking & EFT
  • No Charges on Transactions
  • Competitive Dividend Rate on Savings
  • Monthly Members Car & Cash Draw

Our Difference

Dundalk Credit Union measures success on the well-being of our members and our community. Our goal is to create a positive member experience and to have a lasting and real impact on the local community. This way of doing business differentiates us from traditional financial institutions.

Dundalk Credit Union reinvests its surplus into the community through dividends and sponsorship. Dundalk Credit Union is a co-operative owned by its members. Each member has the right to vote on matters that affect Dundalk Credit Union. We listen and respond to our members.

What Our Members Say

We listen to what you tell us, and work hard to offer what you need.

Girl 1 Orange

Friendly, discrete and professional staff. Helpful and approachable.

Julie
Girl 2 Blue

Have been a member since my parents opened an account for me as a girl. Saving is a great habit to get into and there has always been a friendly, community feel in Dundalk CU. It is there for that something special you deserve at a repayment you can manage.

Theresa
Man 2 Pink

Very good place for saving and getting loans at very cheap rates.

Matthew
Girl 1 Green

Great Credit Union, staff are very friendly and helpful.

Pauline
Man 1 Blue

Easy to talk to and very quick with approving my loan.

Martin
Man 2 Orange

Stalwart of Dundalk's finance sector. They're of the people, for the people.

Mr. O’Neill
Girl 1 Aqua

Very understanding and helping.

Jennifer
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